Minimum Opening Deposit
A $25.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by doing one of the following:- Maintaining an average daily balance of $10,000.00;- OR $25,000.00 in combined balances with Relationship Waiver
ATM Fee Reimbursements
This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits:- Up to $25.00 total in rebates per month.
Surcharge-Free ATM Access
Unlimited fee-free transactions at over 40,000 Allpoint Network ATMs nationwide
Non-affiliated ATM Usage Fee
No fee for unaffiliated ATMs
International ATM Usage Fee
There is a fee calculated as 2.80% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs and branches, and deposit checks;- An iPhone and iPad application to view account balances, view recent activity, transfer funds, deposit checks, pay bills, locate ATMs and branches;- An Android application to view account balances, view recent activity, transfer funds, deposit checks, pay bills, locate ATMs and branches.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
$0.00 thru PeoplePay
This Email Alert feature enables you to receive: Warnings when your balance falls below a certain threshold; Notice of deposits or withdrawals over a certain threshold; An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
One free welcome package of checks and free wallet/duplicate safet paper and Hubert style checks OR a 50% discount on printing charges for certain check styles ordered thru BMO Harris
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Negative Balance Fee
There is a $7.00 fee for a negative balance after 3 business days with less than a $0.00 balance. After that, this fee is assessed each additional business day the account has a negative balance.
Initial Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.No fee for overdrafts of $5.00 or less.
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.