Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by doing one of the following:- Maintaining an average daily balance of $10,000.00;- OR $25,000.00 in combined balances with Relationship Waiver
$25.00
Annual Percentage Yield (APY)
The account earns 0.01% @ $0.01
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits:- Up to $25.00 total in rebates per month.
Yes
Surcharge-Free ATM Access
Unlimited fee-free transactions at over 40,000 Allpoint Network ATMs nationwide
Yes
Non-affiliated ATM Usage Fee
No fee for unaffiliated ATMs
$0.00
International ATM Usage Fee
There is a fee calculated as 2.80% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs and branches, and deposit checks;- An iPhone and iPad application to view account balances, view recent activity, transfer funds, deposit checks, pay bills, locate ATMs and branches;- An Android application to view account balances, view recent activity, transfer funds, deposit checks, pay bills, locate ATMs and branches.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
$0.00 thru PeoplePay
Free
Email Alerts
This Email Alert feature enables you to receive: Warnings when your balance falls below a certain threshold; Notice of deposits or withdrawals over a certain threshold; An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
One free welcome package of checks and free wallet/duplicate safet paper and Hubert style checks OR a 50% discount on printing charges for certain check styles ordered thru BMO Harris
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Returned Item Fee
$36.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.