Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
The Monthly Service Fee of $6.00 can be waived by maintaining an combined average daily balance of $2,500.00.
$6.00
Annual Percentage Yield (APY)
The account earns 0.02% for balances over $2,500.00 and 0.03% at $10,000.
up to 0.03%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Community Cash & SUM ATMs
Yes
Non-affiliated ATM Usage Fee
There is a $2.00 fee for using non Metairie Bank ATM
$2.00/per use
International ATM Usage Fee
There is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated of the total amount withdrawn.
$2.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of 'basic' checks is free for all new account holders.
Yes
Monthly Paper Statements
There is a $2.00 monthly fee to receive statements by mail.
$2.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Negative Balance Fee
There is a $5.00 fee for a negative balance after 5 calendar days with less than a $0.00 balance.
Yes
Initial Returned Item Fee
The Insufficient Funds Fee is $15.00 if the overdraft is under $15.00. The Insufficient Funds Fee is $32.00 for overdrafts over $15.00.
$15.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $2.00. The transfer fee is charged for every $100.00 of negative balance;- Funds are transferred in fixed increments of $100.00.From a linked Overdraft Line of Credit:- One-time set-up fee of $45.00;- Annual fee of $35.00;- Transfer fee of $2.00. The transfer fee is charged for every $500.00 of negative balance;- Funds are transferred in fixed increments of $500.00.