"SeekMore Checking" from Xceed Financial Credit Union

The Basics

Minimum Opening Deposit
 
$0.00
Account may be opened with a deposit of any amount.
Monthly Maintenance Fee
 
$10.00
The Monthly Service Fee of $10.00 can be waived by:
- Maintaining a minimum daily balance of $2,500.00;
- Maintaining an combined average daily balance of $5,000.00;
- Having at least $500.00 Direct Deposit each month.
Annual Percentage Yield (APY)
 
0.05%
The account earns 0.05% interest.

Debit Cards & Using ATMs

Purchase Rewards
 
$0.00/yr
This account includes 'Purchase Rewards' to put money back into your account based on your debit card usage. There is no annual fee for this card.
Debit Card $0.00/yr
Non-affiliated ATM Usage Fee
 
$1.50/per use
There is a $1.50 fee each time you use a non-affiliated ATM
International ATM Usage Fee
 
$1.50/per use
There is a $1.50 fee each time you use a non-affiliated ATM. There is an additional international transaction fee between 0.08% and 0.10%.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- Notice of deposits or withdrawals over a certain threshold.
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, transfer funds;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone Free
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements Yes
Check Images with Statements Not Included
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online for 12 months.

How To Reach Xceed Financial Credit Union

Call: 8800.932.8222

About Xceed Financial Credit Union

From Xceed FCU's website: "Xceed Financial is a financial institution, open to serving new members from all walks of life and business. But first and foremost, we are a credit union. That means a couple of things. One, we are a member-owned and operated - giving you a personal say in how we do what we do. Two, we are not-for-profit. So the revenue we do earn goes back to our members A.K.A. you in the form of lower rates and fewer fees."

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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