"IDEAL Rewards Checking" from Westbury Bank

The Basics

Minimum Opening Deposit
 
$50.00
Account may be opened with a deposit of $50.00 or more.
Monthly Maintenance Fee $0.00
Annual Percentage Yield (APY)
 
up to 1.10%
This is a high-yield interest checking account. You can earn 1.10% on balances up to $15,000.00. The rate for balances over $15,000.00 is 0.15%. The rate if you don't qualify for the bonus is 0.05%.
To qualify for the bonus rate, each month you must:
- Make at least 10 debit card purchases;
- Have at least one direct deposit OR at least one automatic payment;
- Log into Online Banking at least once;
- Receive monthly statements electronically.

Debit Cards & Using ATMs

Westbury Bank Rewards
 
$0.00/yr
This account includes 'Westbury Bank Rewards' program to earn points for gifts and other items. There is no annual fee for this card.
Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
Access to over 20,000 MoneyPass Network ATMS
ATM Fee Reimbursements
 
Yes
Automatic fee reimbursement, up to $25.00 per month as long as monthly account requirements are met.
Rebates are credited to your account at the end of the statement cycle.
To qualify, you must meet the same minimums required to receive other incentives.
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee Show Details
There is a fee calculated as 1.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- An email to let you know there's a secure message for you in Online Banking;
- Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone, iPad, and Android mobile application.
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements $2.95/month
Check Images with Statements Included
Online Statements Yes
Online Check Images Yes

How To Reach Westbury Bank

Go To Website: Westbury Bank
Call: 8262.334.5563

About Westbury Bank

At Westbury Bank, we are a full-service neighborhood bank that offers personal attention and a full range of product and service offerings. Our approach is pretty simple: We treat you like our neighbor and serve you better because we're in your neighborhood. The money is earned in the community and is re-invested in the community. Our decisions are made at our branches and not by some corporate office out of the state.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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