"Gold Checking" from Univest Bank and Trust Co.

The Basics

Minimum Opening Deposit
 
$100.00
A $100.00 deposit is required to open this account.
Monthly Maintenance Fee
 
$5.00
The Monthly Service Fee of $5.00 can be waived by maintaining an minimum combined daily balance of $10,000.00 in your checking, saving, money market, or CD / IRA balances.
Annual Percentage Yield (APY)
 
0.05%
The account earns 0.05% interest.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
Univest provides surcharge-free access to your cash at over 50,000 Allpoint Network ATM locations when requested.
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee Show Details
When you make a withdrawal in another country, you will be charged a fee calculated as 1.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, this service includes funds transfers to accounts at other institutions.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- The bad news that your account balance is below $0;
- Reminders that bills are coming due for payment;
- Confirmation that bills have been paid;
- Transactions posted to your account.
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, deposit checks, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- A BlackBerry application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone mobile application.
Person-to-Person Payments
 
Free
Free Person-to-Person Funds Transfer service
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
 
Yes
The first order of 'basic' checks is free for all new account holders.
Customers 55 or above receive free Univest style checks
Monthly Paper Statements Yes
Check Images with Statements Included
Online Statements Yes
Online Check Images Yes

How To Reach Univest Bank and Trust Co.

Call: 8877-723-5571

About Univest Bank and Trust Co.

We emphasize the personal in personal banking. We know how important your finances are to you. Life is demanding, your personal finances do not have to be. Univest offers a full range of personal banking products and services that help you make the most of your money and free up your time.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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