"Journey" from Union Bank & Trust

The Basics

Minimum Opening Deposit
A $50.00 deposit is required to open this account.
Account Restrictions
You must be a senior 50 or older to open this account.
Monthly Maintenance Fee
The Monthly Service Fee of $10.00 can be waived by:
- Maintaining a combined relationship balance of $10,000.00 in checking & savings.
Annual Percentage Yield (APY)
up to 0.12%
The account earns 0.05% @$100.00,
0.10% @ $10,000.00
0.12% @ $25,000.00

Debit Cards & Using ATMs

Debit Card $0.00/yr
Non-affiliated ATM Usage Fee
$2.00/per use
After 2 free withdrawals per statement cycle, there is a $2.00 fee each time you use a non-affiliated ATM.
International ATM Usage Fee
$2.00/per use
There is a $2.00 fee each time you use a ATM in another country. The first 2 uses per statement cycle are free.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- Notice of deposits or withdrawals over a certain threshold;
- The bad news that your account balance is below $0.
Online Bill Pay Free
Mobile & Text Banking
This institution supports:
- A text messaging service to view account balances, view recent activity, locate ATMs;
- A mobile-browser website to view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone and iPad application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available for the iPhone, iPad, and Android mobile application.
Person-to-Person Payments
$.50 per transaction with PopMoney. Can make an instant payment for $2.50
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
The first order of basic checks is free for all new account holders.
Reorders of basic checks are free for all account holders.
Monthly Paper Statements Yes
Check Images with Statements $2.00/month
Online Statements Yes
Online Check Images
Images of canceled checks can be viewed online.

How To Reach Union Bank & Trust

Go To Website: Union Bank & Trust
Call: 81-800-297-2837

About Union Bank & Trust

Union Bank & Trust is a Nebraska-based, family owned bank, with thirty-six full service and loan production offices located in twenty-two Nebraska and Kansas communities. Through this family's progressive, customer-focused management style, the institution has grown into a thriving, financially diverse organization.

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Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

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