"Bonus Checking" from Union Bank & Trust

The Basics

Minimum Opening Deposit
 
$1,000.00
A $1,000.00 deposit is required to open this account.
Monthly Maintenance Fee $0.00
Annual Percentage Yield (APY)
 
up to 1.26%
This is a high-yield interest checking account. You can earn 0.70% on balances up to $25,000.00. The rate for balances over $25,000.00 is 0.10%. The rate if you don't qualify for the bonus is 0.05% @ $0.01
To qualify for the bonus rate, each month you must:
- Have at least one direct deposit;
- Log into Online Banking at least once;
- Receive monthly statements electronically;
- Make at least 12 debit card transactions.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Non-affiliated ATM Usage Fee
 
$2.00/per use
After 2 free withdrawals per statement cycle, there is a $2.00 fee each time you use a non-affiliated ATM.
International ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a ATM in another country. The first 2 uses per statement cycle are free.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- Notice of deposits or withdrawals over a certain threshold;
- The bad news that your account balance is below $0.
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, locate ATMs;
- A mobile-browser website to view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone and iPad application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available for the iPhone, iPad, and Android mobile application.
Person-to-Person Payments
 
Free
$.50 per transaction with PopMoney. Can make an instant payment for $2.50
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements Yes
Check Images with Statements $2.00/month
Online Statements Show Details
Online statements are required for this account.
Online Check Images
 
Yes
Images of canceled checks can be viewed online.

How To Reach Union Bank & Trust

Go To Website: Union Bank & Trust
Call: 81-800-297-2837

About Union Bank & Trust

Union Bank & Trust is a Nebraska-based, family owned bank, with thirty-six full service and loan production offices located in twenty-two Nebraska and Kansas communities. Through this family's progressive, customer-focused management style, the institution has grown into a thriving, financially diverse organization.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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