Minimum Opening DepositA $25 deposit is required to open this account.
Monthly Service FeeThe Monthly Service Fee of $10.95 can be waived by: - Keeping a $5,000 average daily balance; - OR being 65 years of age or older.
Annual Percentage Yield (APY) The account earns 0.01% interest for all balances
Debit Cards & Using ATMs
Surcharge-Free ATM AccessSurcharge-Free access to your cash at all Money Pass ATM locations.
Non-affiliated ATM Usage Fee
International ATM Usage FeeThere is an international withdrawal fee equal to a small percentage of the amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to receive alertsA mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs; - A downloadable mobile application for iPhone, Blackberry, and Android to view account balances, view recent activity, transfer funds.
Deposit Checks with Mobile Phone
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - Confirmation that bills have been paid; - Priority Online Account notifications (i.e., change of password); - When eStatement is ready.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksFree U.S. Bank logo checks or a 50% discount on all other personal checks for the life of the account.
Monthly Paper Statements
Check Images with Statements
Online Check ImagesImages of canceled checks can be viewed online.