"Premium Checking" from U.S. Bank

The Basics

Minimum Opening Deposit
A $25 deposit is required to open this account.
Monthly Maintenance Fee
The Monthly Service Fee of $10.95 can be waived by:
- Keeping a $5,000 average daily balance;
- OR being 65 years of age or older.
Annual Percentage Yield (APY)
The account earns 0.01% interest for all balances

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access
Surcharge-Free access to your cash at all Money Pass ATM locations.
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee
$2.50/per use
There is an international withdrawal fee equal to a small percentage of the amount withdrawn.

Electronic & Telephone Banking

Online Banking
In addition to the standard online banking features, this service includes:
- Remote deposit of checks by fax or scanned image;
- Secure online document storage.
Email Alerts
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- Notice of deposits or withdrawals over a certain threshold;
- Confirmation that bills have been paid;
- Priority Online Account notifications (i.e., change of password);
- When eStatement is ready.
Online Bill Pay Free
Mobile & Text Banking
This institution supports:
- A text messaging service to receive alertsA mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;
- A downloadable mobile application for iPhone, Blackberry, and Android to view account balances, view recent activity, transfer funds.
Deposit Checks with Mobile Phone Free
Person-to-Person Payments
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
Free U.S. Bank logo checks or a 50% discount on all other personal checks for the life of the account.
Monthly Paper Statements Yes
Check Images with Statements Included
Online Statements Yes
Online Check Images
Images of canceled checks can be viewed online.

How To Reach U.S. Bank

Go To Website: U.S. Bank
Call: 81-800-872-2657

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

Help us locate banks and credit unions nearby and tell us what types of accounts to include

Is this zip code?
Find banks within
Cancel Continue