Minimum Opening DepositAccount may be opened with a deposit of $1.00 or more.
Monthly Service Fee
Interest RateThis is a high-yield interest checking account. You can earn 1.76% on balances up to $15,000.00. The rate for balances over $15,000.00 is 0.15%. The rate if you don't qualify for the bonus is 0.05%. To qualify for the bonus rate, each month you must: - Make at least 10 debit card purchases; - Have at least one direct deposit OR at least one automatic payment; - Receive monthly statements electronically.
up to 1.76%
Debit Cards & Using ATMs
ATM Fee ReimbursementsAutomatic fee reimbursement, up to $10.00 per month as long as monthly account requirements are met.Rebates are credited to your account at the end of the statement cycle.To qualify, you must meet the same minimums required to receive other incentives.
Non-affiliated ATM Usage FeeThere is a $1.50 fee each time you use a non-affiliated ATM.
International ATM Usage FeeThere is a $1.50 fee each time you use an international ATM.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone, iPad, and Android mobile application.
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksFirst box free.
Monthly Paper Statements
Check Images with Statements
Online Check Images
About Texas Bay Area Credit Union
The mission of Texas Bay Area Credit Union is to offer each member the right product, at the right time, and delivered the right way.
Our organizational vision is to stand out as the leading financial institution serving the Texas Bay Area. We will achieve this vision by listening, by learning, and above all by putting our members first.