Minimum Opening Deposit
This account can be opened with a deposit of any amount.
$0.01
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by maintaining a minimum daily balance of $2,500. OR $5,000.00 monthly in Direct Deposits. OR $25,000.00 in combined balances across eligible TD Accounts
$25.00
Annual Percentage Yield (APY)
The account earns 0.01% for balances over $0.01, 0.02% at $10,000.00 and 0.03% at $50,000.00
up to 0.03%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Unlimited rebates when you maintain a minimum daily balance of $2,500. Fees will be automatically rebated back to your account at the end of the statement cycle.
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on iPhone and Android mobile application.
Free
Person-to-Person Payments
Send Money-no fees
Free
Email Alerts
This Email Alert feature enables you to receive warnings when your balance falls below a certain threshold.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of basic checks is free.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Images of cancelled checks are included in monthly statements.
Included
Online Statements
When you open this account, you will receive both paper statements and online statements.
Yes
Online Check Images
You can view images of canceled checks online for the previous 18 months. online for 18 months.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft. 2 fees are waived per year
$35.00/per item
Overdraft Protection
There is no overdraft protection transfer fee with this account.
Available
About TD Bank
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., and provides customers with a full range of financial products and services at thousands of convenient locations and ATMs from Maine to Florida.