"Premier 62 Plus Checking" from TCF Bank

The Basics

Minimum Opening Deposit
 
$25.00
This account requires a direct deposit. A $25.00 deposit is required to open this account.
Account Restrictions
 
Seniors
You must be a senior 62 or older to open this account.
Monthly Maintenance Fee
 
$9.95
The Monthly Service Fee of $9.95 can be waived by maintaining an minimum combined daily balance of $10,000.00, or having at least one Direct Deposit or 15 Qualifying withdrawals.
Annual Percentage Yield (APY)
 
0.01%
The account earns 0.01% interest at balances of $0.01 and higher

Debit Cards & Using ATMs

Debit Card $0.00/yr
Non-affiliated ATM Usage Fee
 
$3.00/per use
There is a $3.00 fee each time you use a non-affiliated ATM after 2 uses per month
International ATM Usage Fee
 
$5.00/per use
There is a $5.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, this service includes:
- Remote deposit of checks by fax or scanned image;
- Personal finance tools for budgeting and planning;
- Secure online document storage;
- Funds transfers to accounts at other institutions.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- An email to let you know there's a secure message for you in Online Banking;
- Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, receive alerts;
- A mobile-browser website to view account balances, view recent activity, receive alerts, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, receive alerts, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, receive alerts, locate ATMs.
Deposit Checks with Mobile Phone Free
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
 
Yes
Discounted checks from select styles
Monthly Paper Statements Yes
Check Images with Statements Included
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online for 18 months.

How To Reach TCF Bank

Go To Website: TCF Bank
Call: 8(800) 823-2265

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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