Minimum Opening DepositA $100.00 deposit is required to open this account.
Monthly Service FeeThe Monthly Service Fee of $20.00 can be waived by maintaining a minimum daily balance of $10,000.00 in linked deposits and investments OR $3,000 in total monthly qualifying Direct Deposits OR Have a linked personal SunTrust credit card, mortgage or loan OR have a linked Small Business checking account
Annual Percentage Yield (APY) The account earns 0.01% interest.
Debit Cards & Using ATMs
Debit Card with RewardsSunTrust Deals-earn cash back when you use your debit card to make purchases at hundreds of participating retailers
ATM Fee ReimbursementsThis account includes unlimited rebates of ATM fees when you use non-affiliated ATMs.
Surcharge-Free ATM Access
Non-affiliated ATM Usage FeeThere is a $3.00 fee each time you use a non-affiliated ATM, after three free uses per statement cycle
International ATM Usage FeeThere is a $5.00 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, receive alerts, locate ATMs; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - A BlackBerry application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and deposit checks; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and deposit checks.
Deposit Checks with Mobile PhoneThis feature is available on iPhone, iPad and Android mobile applications.
Person-to-Person PaymentsPopMoney-free for standard 3 day delivery, $1.00 for next day delivery
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - The bad news that your account balance is below $0; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksStarter pack of 100 personal checks or 50% off 1st check order of any style check
Monthly Paper Statements
Check Images with StatementsImages of canceled checks are included in monthly statements.
Online Check ImagesImages of canceled checks can be viewed online for 18 months.