Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $6.00 can be waived by maintaining an average daily balance of $750.00.
$6.00
Annual Percentage Yield (APY)
The account earns 0.03% interest for balances over $25.00.
0.03%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Get cash, without surcharge fees, at nearly 5,000 ATMsFind Alliance One ATMs across the US, without assessing ATM surcharges
Yes
Non-affiliated ATM Usage Fee
$1.00 per withdrawal after 12 free each month.
$1.00/per use
International ATM Usage Fee
1.00% of purchase
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $28.00 per overdraft.
$28.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.>From a linked Savings Account:- Transfer fee of $3.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.>From a linked Overdraft Line of Credit:Transfer fee of $3.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.