Minimum Opening DepositA $25.00 deposit is required to open this account.. Most Marylanders are eligible for SECU membership through a family member, employer, or past affiliation.You must also have a Share Savings Account with at least a $10 balance to be a member (see savings account details).
Monthly Service FeeThe Monthly Maintenance Fee of $5.00 can be waived if any of the following criteria are met: - You are age 25 or younger; - You are age 70 or older; - You utilize Direct Deposit and Online Statements; - You have 15 or more debit card purchases per statement cycle.
Debit Cards & Using ATMs
Surcharge-Free ATM AccessSurcharge-free ATM access is available at all Allpoint and Co-Op Network ATM locations.
Non-affiliated ATM Usage FeeThere is a $1.00 fee when using a non-affiliated ATM.
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, deposit checks, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, deposit checks, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone and Android mobile application.
Person-to-Person PaymentsPerson-to-Person payments are a free service
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - The bad news that your account balance is below $0; - An email to let you know your checks have cleared.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements$5.00 fee waived if receiving eStatements
Check Images with StatementsThere is an $5.00 per item fee for each canceled check or image included with your monthly statements.
Online Check ImagesImages of canceled checks can be viewed online.
About SECU (Maryland)
SECU is a not-for-profit, member-owned cooperative, which means we pass profits on to our members in the form of lower loan rates, lower fees, and higher deposit rates. Our vision is to make a positive contribution to the financial well-being of those we serve. Most Marylanders are eligible for SECU membership through a family member, employer, or past affiliation.