"Choice Interest Checking" from SECU (Maryland)

The Basics

Minimum Opening Deposit
 
$25.00
A $25.00 deposit is required to open this account..
Most Marylanders are eligible for SECU membership through a family member, employer, or past affiliation.
You must also have a Share Savings Account with at least a $10 balance to be a member (see savings account details).
Monthly Maintenance Fee
 
$7.00
The Monthly Maintenance Fee of $7.00 can be waived by either:
- Maintaining an minimum combined daily balance of $1,000.00 in loans and deposits;
- Having at least one Direct Deposit and receiving Online Statements each statement cycle.
Annual Percentage Yield (APY)
 
0.05%
The account earns 0.05% for balances over $1,000.00.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
Surcharge-free ATM access is available at all Allpoint and Co-Op Network ATM locations.
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee Show Details
There is a fee calculated as a 1% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, this service includes person-to-person electronic transfers.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- Notice of deposits or withdrawals over a certain threshold;
- The bad news that your account balance is below $0;
- An email to let you know your checks have cleared.
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, deposit checks, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, deposit checks, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone and Android mobile application.
Person-to-Person Payments
 
Free
Person-to-Person payments are a free service
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements
 
$5.00/month
$5.00 fee waived if receiving eStatements
Check Images with Statements
 
$5.00/check
There is an $5.00 per item fee for each canceled check or image included with your monthly statements.
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online.

How To Reach SECU (Maryland)

Go To Website: SECU (Maryland)
Call: 81-800-879-7328

About SECU (Maryland)

SECU is a not-for-profit, member-owned cooperative, which means we pass profits on to our members in the form of lower loan rates, lower fees, and higher deposit rates. Our vision is to make a positive contribution to the financial well-being of those we serve. Most Marylanders are eligible for SECU membership through a family member, employer, or past affiliation.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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