Minimum Opening Deposit
A $500.00 deposit is required to open this account.
$500.00
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by maintaining an combined average daily balance of $25,000.00. It is also waived for the first three months the account is open
$25.00
Annual Percentage Yield (APY)
The account earns 0.01% interest for balances over $1.00.
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
This account includes rebates of any ATM fees you incur when you use a non-affiliated ATM.Rebates are credited to your account at the end of the statement cycle.
Yes
Surcharge-Free ATM Access
No-fee withdrawals from ATMs in the SUM Networks.
Yes
Non-affiliated ATM Usage Fee
No fee, $10.00 in surcharge rebates per statement period
$0.00
International ATM Usage Fee
There is a fee calculated as 3.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
Mobile Deposit is available through a separate downloadable app for both iPhone and Android.
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- The bad news that your account balance is below $0;- Reminders that bills are coming due for payment;- Confirmation that bills have been paid.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free standard style checks for the life of the account OR $15.00 discount on alternate designs.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 36 months.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $35.00 fee for a negative balance after 5 calendar days with less than a $0.00 balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection
This checking account has one option for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Line of Credit:- Funds are transferred to bring the account balance to $0.00.-Annual fee is waived