Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-Free access to your cash at over 40,000 Allpoint, Presto, SUM and MoneyPass ATMs
Yes
Non-affiliated ATM Usage Fee
There is a $3.50 fee each time you use a non-affiliated ATM.
$3.50/per use
International ATM Usage Fee
There is a $3.50 fee each time you use a ATM in another country. In addition, a 1% exchange rate adjustment fee applies to Debit Card purchases and cash withdrawals made outside the U.S. in a foreign currency.
$3.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
No Fee
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- The bad news that your account balance is below $0;- Confirmation that bills have been paid.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
$2.00/per check
Free or Discounted Checks
No
Monthly Paper Statements
$4.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Negative Balance Fee
There is a 8.00 fee for each business day your account has a negative balance beginning on the 3rd consecutive business day of negative balance
Yes
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.
$36.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- No Transfer fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer fee- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $100.00;- Funds are transferred to bring the account balance to $0.00.
Available
About Republic Bank
Over the last 30 years, Republic Bank has become one of the largest locally-owned community banks in Kentucky and one of the most stable community banks in the nation. From state of the art mobile banking technology to an array of personal and business banking products, Republic Bank is dedicated to providing the financial resources that help our communities grow.