"Virtual Wallet" from PNC Bank

The Basics

Minimum Opening Deposit
 
$25.00
A $25.00 deposit is required to open this account.
Monthly Maintenance Fee
 
$7.00
There is no monthly service charge for Virtual Wallet if you meet any ONE of the following requirements:
-$500 in total combined monthly direct deposits
-$500 combined average monthly balance in Spend and Reserve accounts
-OR with Virtual Wallet Student
OR if account holder is age 62 or older
Annual Percentage Yield (APY)
 
0.01%
The account earns 0.01% interest.

Debit Cards & Using ATMs

PNC Purchase Payback
 
$0.00/yr
This account includes 'PNC Purchase Payback' to put money back into your account based on your debit card usage. There is no annual fee for this card.
Debit Card $0.00/yr
Non-affiliated ATM Usage Fee
 
$3.00/per use
There is a $3.00 fee each time you use a non-PNC ATM. This fee is waived on your first two withdrawals each month if a Student account
International ATM Usage Fee
 
$5.00/per use
There is a $5.00 fee each time you use an ATM in another country.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, this service includes:
- Remote deposit of checks by fax or scanned image;
- Secure online document storage;
- Funds transfers to accounts at other institutions.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- The bad news that your account balance is below $0;
- An email to let you know there's a secure message for you in Online Banking;
- Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- A downloadable mobile application for BlackBerry and Windows devices to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and make mobile check deposits;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and make mobile check deposits.
Deposit Checks with Mobile Phone
 
Free
This feature is available for the iPhone and Android mobile application.
Person-to-Person Payments
 
Free
PopMoney
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements Yes
Check Images with Statements $3.00/check
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online.

How To Reach PNC Bank

Go To Website: PNC Bank
Call: 8800-762-5684

About PNC Bank

PNC's wide range of services can make banking easier, and more convenient than ever. See why PNC is the smart choice for help in meeting your financial goals.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

Help us locate banks and credit unions nearby and tell us what types of accounts to include

 
Zipcode
Is this zip code?
Find banks within
Cancel Continue