Minimum Opening DepositA $25.00 deposit is required to open this account.
Monthly Service FeeThere is no monthly service charge for Virtual Wallet if you meet any ONE of the following requirements: -$500 in total combined monthly direct deposits -$500 combined average monthly balance in Spend and Reserve accounts -OR with Virtual Wallet Student OR if account holder is age 62 or older
Annual Percentage Yield (APY) The account earns 0.01% interest.
Debit Cards & Using ATMs
PNC Purchase PaybackThis account includes 'PNC Purchase Payback' to put money back into your account based on your debit card usage. There is no annual fee for this card.
ATM Fee ReimbursementsThis account includes rebates of up to $5.00 in ATM fees you incur when you use a non-affiliated ATM.
Non-affiliated ATM Usage FeeThere is a $3.00 fee each time you use a non-PNC ATM. This fee is waived on your first two withdrawals each month.
International ATM Usage FeeThere is a $5.00 fee each time you use an ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - A downloadable mobile application for BlackBerry and Windows devices to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and make mobile check deposits; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and make mobile check deposits.
Deposit Checks with Mobile PhoneThis feature is available for the iPhone and Android mobile application.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - The bad news that your account balance is below $0; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements$2.00 fee per month to receive paper statements
Check Images with Statements$3.00 to receive check images with paper statements
Online StatementsOnline Statements are required with the Virtual Wallet account.
Online Check ImagesImages of canceled checks can be viewed online.
About PNC Bank
PNC's wide range of services can make banking easier, and more convenient than ever. See why PNC is the smart choice for help in meeting your financial goals.