"Premium Checking" from OneWest Bank

The Basics

Minimum Opening Deposit
 
$100.00
A $100.00 deposit is required to open this account.
Monthly Maintenance Fee
 
$10.00
The Monthly Service Fee of $10.00 can be waived by maintaining an average daily balance of $1,000.00.
Annual Percentage Yield (APY)
 
up to 0.20%
The account earns 0.01% interest @ $0.00
0.05% @ $1,000.00
0.10% @ $25,000.00
0.20% @ $50,000.00

Debit Cards & Using ATMs

Debit Card $0.00/yr
ATM Fee Reimbursements
 
Yes
If you maintain an average balance of at least $5,000 in your Personal Checking, you are eligible for reimbursement of some or all foreignTM surcharges (credited monthly) you may have been charged on that checking account for the month as a result of using your OneWest Bank ATM or Debit Card at a non-OneWest Bank ATM. Unused reimbursements for any month are not applied or carried over to any subsequent month.
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee Show Details
There is a fee calculated as 1.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- An email to let you know there's a secure message for you in Online Banking;
- Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone, iPad, and Android mobile application.
Person-to-Person Payments
 
Free
PeoplePay -$0.00
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
 
Yes
The first order of 'basic' checks is free for all new account holders.
Monthly Paper Statements $3.00/month
Check Images with Statements Included
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online for 3 months.

How To Reach OneWest Bank

Go To Website: OneWest Bank
Call: 81-800-669-2300

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We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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