Minimum Opening DepositA $25.00 deposit is required to open this account.
Monthly Service FeeThe Monthly Service Fee of $5.00 can be waived by: - Maintaining an average daily balance of $1,000.00; - Being a senior; - Elect to receive eStatements; - One of the Account holders is a minor (less than 18 years old)
Debit Cards & Using ATMs
ATM Fee ReimbursementsIf you maintain an average balance of at least $5,000 in your Personal Checking, you are eligible for reimbursement of some or all foreignTM surcharges (credited monthly) you may have been charged on that checking account for the month as a result of using your OneWest Bank ATM or Debit Card at a non-OneWest Bank ATM. Unused reimbursements for any month are not applied or carried over to any subsequent month.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone, iPad, and Android mobile application.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksThe first order of 'basic' checks is free for all new account holders.
Monthly Paper Statements
Check Images with Statements
Online Check ImagesImages of canceled checks can be viewed online for 3 months.