Minimum Opening DepositThis account requires a direct deposit. A $25.00 deposit is required to open this account.
Monthly Service FeeA $6.00 Below Minimum Fee applies if your total average monthly deposit balance is below $1,500.00.
Interest RateIf you meet qualifications, you can earn 2.27% on balances up to $10,000.00, 0.10% over $10,000.00. APY is 0.05% if qualifications are not met. To qualify for the bonus rate, each month you must: - Make at least 10 debit card purchases; - Have at least one direct deposit; - Receive monthly statements electronically.
up to 2.27%
Debit Cards & Using ATMs
ATM Fee Reimbursements$1.00, ATM refunds up to $4.99 per transaction, maximum monthly ATM refund is $20.00
Non-affiliated ATM Usage FeeThere is a $1.00 fee each time you use a non-affiliated ATM.
International ATM Usage FeeThere is a $1.00 fee each time you use an ATM in another country. In addition, there is a fee calculated as a small percentage of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, receive alerts; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone, iPad, and Android mobile application.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - Confirmation that bills have been paid; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
Online Check ImagesImages of canceled checks can be viewed online.
About Neighbors Federal Credit Union
Neighbors Federal Credit Union is based in Baton Rouge Louisiana and offers checking, savings, loans and investment services from its 7 locations to people in Baton Rouge and its surrounding area.