Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
The Monthly Service Fee of $20.00 can be waived by:- Maintaining an average daily balance of $10,000.00;- Maintaining an combined average daily balance of $25,000.00.
$20.00
Annual Percentage Yield (APY)
The account earns 0.03% interest for balances over $1.00.
0.03%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
3 automatic rebates of any non-affiliated ATM fees per statement cycle
Yes
Non-affiliated ATM Usage Fee
First 3 fees waived, $3.00 for each thereafter
$3.00/per use
International ATM Usage Fee
There is a fee calculated as 3.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
PopMoney-$1.00 Standard 3 day Delivery, $3.00 Next Day Delivery, $5.00 Instant Delivery
$1.00/payment
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of 'basic' checks is free for all new account holders.Reorders of 'basic' checks are free for all account holders.
Yes
Monthly Paper Statements
$4.00 fee to receive paper statements in the mail, waived if enrolled in eStatements
$4.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $29.00 per overdraft.
$29.00/per item
Overdraft Protection
"This checking account has 2 options for Overdraft Protection.
From a linked Savings Account:
- Transfer fee of $10.00. The transfer fee is charged per transaction;
- Funds are transferred to bring the account balance to $0.00. Minimum transfer of $10.
From a linked Overdraft Line of Credit:
- Transfer fee of $10.00. The transfer fee is charged per transaction;
- Funds are transferred in fixed increments of $100.00"