Minimum Opening DepositA $25.00 deposit is required to open this account.
Monthly Service FeeThe Monthly Service Fee is $8.00. This fee can be waived by: - Having one or more direct deposit totaling $100 or more per month; - OR maintaining a minimum daily balance of $1,000.00; - OR maintaining a combined average daily balance of $5,000.00 per month. OR one account holder is under age 25
Annual Percentage Yield (APY)0.04% APY earned on all balances above $5,000.
Debit Cards & Using ATMs
Surcharge-Free ATM AccessSurcharge-free ATM access is available at participating Valero Corner Store locations and participating H-E-B locations.
Non-affiliated ATM Usage FeeThere is $2.00 fee using a non-Frost bank ATM.
International ATM Usage FeeThere is a $2.00 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills; - An iPhone and Android application to view account balances and activity, transfer funds to accounts at Frost and other institutions in the U.S., connect directly to a customer service representative, locate ATMs, deposit checks, pay bills.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone and Android applications.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold. - Notice of deposits or withdrawals over a certain threshold. - The bad news that your account balance is below $0. - When an electronic deposit has been made. - When a check card purchase has been made.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements$2.00 fee for monthly paper statements
Check Images with Statements
Online Check ImagesImages of canceled checks can be viewed online for 18 months.