"Frost Personal Checking " from Frost Bank

The Basics

Minimum Opening Deposit
 
$25.00
A $25.00 deposit is required to open this account.
Monthly Maintenance Fee
 
$8.00
The Monthly Service Fee is $8.00.
This fee can be waived by:
- Having one or more direct deposit totaling $100 or more per month;
- OR maintaining a minimum daily balance of $1,000.00;
- OR maintaining a combined average daily balance of $5,000.00 per month.
OR one account holder is under age 25
Annual Percentage Yield (APY)
 
0.05%
0.05% APY earned on all balances above $5,000.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
Surcharge-free ATM access is available at participating Valero Corner Store locations and participating H-E-B locations.
Non-affiliated ATM Usage Fee
 
$2.00/per use
There is $2.00 fee using a non-Frost bank ATM.
International ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a ATM in another country.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold.
- Notice of deposits or withdrawals over a certain threshold.
- The bad news that your account balance is below $0.
- When an electronic deposit has been made.
- When a check card purchase has been made.
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;
- An iPhone and Android application to view account balances and activity, transfer funds to accounts at Frost and other institutions in the U.S., connect directly to a customer service representative, locate ATMs, deposit checks, pay bills.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone and Android applications.
Person-to-Person Payments Free
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements
 
$2.00/month
$2.00 fee for monthly paper statements
Check Images with Statements Included
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online for 18 months.

How To Reach Frost Bank

Go To Website: Frost Bank
Call: 81-866-376-7889

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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