Minimum Opening DepositA $50.00 deposit is required to open this account.
Monthly Service FeeThe monthly service fee is waived when have 1 direct deposit and make 15 debit purchases or ATM withdrawals from this account in the statement cycle.
Debit Cards & Using ATMs
First Tennessee Cash RewardsThis account includes 'First Tennessee Cash Rewards' to put money back into your account based on your debit card usage. There is no annual fee for this card.
Surcharge-Free ATM AccessNo fees to use an Allpoint Network ATM
Non-affiliated ATM Usage FeeThere is a $3.00 fee each time you use a non-affiliated ATM.
International ATM Usage FeeThere is a $3.00 fee for using an ATM outside the US as well as a fee of 1.00% of the total transaction amount
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone and Android mobile application.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - The bad news that your account balance is below $0.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper StatementsThere is a $3.00 monthly fee to receive statements by mail.
Check Images with StatementsThere is a $2.00 monthly fee for receiving check images with your paper statements.
Online Check Images
About First Tennessee Bank
Our promise, be the best at serving our customers, one opportunity at a time - it's what our regional bank, First Tennessee, a part of the First Horizon National Corporation family of companies does each day, serving families and businesses through about 170 locations statewide. We offer an innovative list of products and services that provide value and convenience throughout your life and the life of your business.