Minimum Opening DepositA $50.00 deposit is required to open this account.
$50.00
Monthly Service FeeThe Monthly service fee is waived when you maintain a combined monthly balances of $5,000 or more in all of your First Tennessee deposit accounts (checking, savings, bank IRAs, CDs).
$12.00
Annual Percentage Yield (APY) The account earns 0.10% for balances over $0.00 and 0.20% at $10,000.
up to 0.20%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
First Tennessee Cash RewardsThis account includes 'First Tennessee Cash Rewards' to put money back into your account based on your debit card usage. There is no annual fee for this card.
Surcharge-Free ATM AccessNo fees to use an Allpoint Network ATM
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile PhoneThis feature is available on the iPhone and Android mobile application.
Free
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - The bad news that your account balance is below $0.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted ChecksThe first order of 'basic' checks is free for all new account holders. The first order of 'premium' checks is discounted by 25.00 percent for all new account holders.Reorders of 'basic' checks are free for all account holders. Reorders of 'premium' checks are discounted by 25 percent for all new account holders.
Yes
Monthly Paper Statements$1.00 fee to receive paper statements
$1.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
About First Tennessee Bank
Our promise, be the best at serving our customers, one opportunity at a time - it's what our regional bank, First Tennessee, a part of the First Horizon National Corporation family of companies does each day, serving families and businesses through about 170 locations statewide. We offer an innovative list of products and services that provide value and convenience throughout your life and the life of your business.