Minimum Opening Deposit
A $100.00 deposit is required to open this account.If signing up with a Direct Deposit, no Minimum Balance is required
$100.00
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by having at least one Direct Deposit of $200.00 Monthly
$10.00
Annual Percentage Yield (APY)
The account earns 0.01% for balances over $2,500.00
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-Free access to your cash at all Money Pass ATM locations.
Yes
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile application.
Free
Person-to-Person Payments
Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of 'premium' checks is free for all new account holders.
Yes
Monthly Paper Statements
$3.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Free Account Overdraft
Yes
Negative Balance Fee
There is a $8.00 fee for a negative balance after 4 calendar days with less than a $0.00 balance. After that, this fee is assessed each additional day the account has a negative balance until either a positive balance is achieved or the account is closed
Yes
Returned Item Fee
The Insufficient Funds Fee is $37.00 per overdraft.There are two fee items waived per rolling 12 month calendar
$37.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred in fixed increments of $50.00.From a linked Alternate Checking Account:- Funds are transferred in fixed increments of $50.00.From a linked Overdraft Line of Credit:- Annual fee of $50.00;- Funds are transferred to bring the account balance to $0.00.