Minimum Opening DepositA $50.00 deposit is required to open this account.
Monthly Service FeeMaintain a $25,000 average daily balance in eligible consumer checking accounts AND at least one direct deposit or bill payment per statement cycle AND any one of the three following options-$100,000 average daily balance in total First Horizon deposits and wealth balances OR $50,000 in outstanding balances in Home Equity & Mortgage loans held in First Horizon portfolio OR $5,000 monthly debit and/or credit card purchase transactions
Annual Percentage Yield (APY)This account earns 0.01% at $0.01 and 0.02% at $5,000.00
up to 0.02%
Debit Cards & Using ATMs
Debit Card with RewardsThis account includes First Horizon Cash Rewards to put money back into your account based on your debit card usage. There is no annual fee for this card.
Surcharge-Free ATM AccessNo fees to use an Allpoint Network ATM
Non-affiliated ATM Usage Fee
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone and Android mobile application.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - The bad news that your account balance is below $0.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksFree standard wallet checks or a 50% discount on other styles
Monthly Paper Statements$1.00 fee to receive paper statements
Check Images with Statements$1.00 fee to receive check images with paper statements