"First Rewards Checking" from First Community Credit Union

The Basics

Minimum Opening Deposit
 
$25.00
Account may be opened with a deposit of $25.00 or more.
Monthly Maintenance Fee $0.00
Annual Percentage Yield (APY)
 
up to 2.25%
This is a high-yield interest checking account. You can earn 2.25% on balances up to $10,000.00. The rate for balances over $10,000.00 is 0.35%. The rate if you don't qualify for the bonus is 0.10%.
To qualify for the bonus rate, each month you must:
- Make at least 12 debit card purchases;
- Have at least one direct deposit that equals $500 or more;
- Receive monthly statements electronically.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
Surcharge-free ATM access is available at all Allpoint ATM locations.
ATM Fee Reimbursements
 
Yes
Automatic fee reimbursement, as long as monthly account requirements are met
Rebates are credited to your account at the end of the statement cycle.
To qualify, you must meet the same minimums required to receive other incentives.
Non-affiliated ATM Usage Fee
 
$1.50/per use
There is a $1.50 fee when you use ATMs that don't belong to First Community CU.

This fee is reimbursed if this account satisfies the requirements to receive the bonus rate.
International ATM Usage Fee
 
$1.50/per use
There is a $1.50 fee when you use ATMs that don't belong to First Community CU. In addition, there is a fee calculated as 1% of the total amount withdrawn.

The $1.50 fee is reimbursed if this account satisfies the requirements to receive the bonus rate.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- An email to let you know there's a secure message for you in Online Banking;
- Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, receive alerts;
- A mobile-browser website to view account balances, transfer funds, pay bills;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone Free
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements No
Check Images with Statements Not Included
Online Statements Yes
Online Check Images Yes

How To Reach First Community Credit Union

Call: 81-800-767-8880

About First Community Credit Union

First Community Credit Union is a cooperative, owned and operated by its members. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends and comprehensive financial services.

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We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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