Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
There is no monthly service fee for this account. Requires monthly direct deposits totaling $500 or more.
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Prewards
This account includes 'Prewards' program to automatically save at certain retailers.
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.00 fee each time you use a non-affiliated ATM.
$2.00/per use
International ATM Usage Fee
There is a $5.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to receive alerts, check balances, view history, and transfer money;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, and locate ATMs;- A mobile app is available for iPhone, BlackBerry, and Android users which enables you to view balances, transfer money, and pay bills.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile application.
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Daily, weekly, and monthly balance updates.- Notice when a bill payment is due.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Unavailable
Free or Discounted Checks
No
Monthly Paper Statements
No
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Initial Returned Item Fee
The Insufficient Funds Fee is $25.00 for the first overdraft and then $37.00 for subsequent overdrafts in a 12 month period.
$25.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.