Minimum Opening Deposit
A $100.00 deposit is required to open this account.
$100.00
Account Restrictions
You must be a senior 50 or older to open this account.
Seniors
Monthly Service Fee
The Monthly Service Fee of $12.00 can be waived if monthly minimum balance is $2,500.00 or greater
$15.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
$1.50/per use
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad and Android mobile application
Free
Person-to-Person Payments
Free Thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 12 months
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft
$35.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $25.00;- Funds are transferred to bring the account balance to $0.00.
Available
About Dime Community Bank
The Dime Community Bank delivers financial services of the highest quality by relying on traditional, time-honored principles like personal service and good, honest value. As a trusted community bank for over 150 years, we have deep roots in the communities we serve, and our customers have come to trust Dime for their personal and business banking needs, for business financing, and for financial guidance. Honoring that trust is our most important mission, and by doing so, we will deliver superior results not only for our customers, but for our communities, our employees, and our shareholders.