"Checking Account" from Delta Community Credit Union

The Basics

Minimum Opening Deposit
 
$0.00
There is no minimum balance to open, but you must become a member by opening account ($5 minimum deposit required).
Monthly Maintenance Fee $0.00
Annual Percentage Yield (APY)
 
up to 0.05%
The account earns 0.03% for balances over $5,000.01 and 0.05% on balances at $25,000.01.

Debit Cards & Using ATMs

Visa Rewards
 
$0.00/yr
This account includes 'Visa Rewards' program to earn points for gifts and other items when signing for purchases instead of using your PIN. There is no annual fee for this card.
Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
Surcharge-free ATM access is available at over 43,000 Allpoint Network ATM locations and 30,000 Co-Op ATM Network locations.
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee Show Details
There is a fee calculated as 1.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, this service includes:
- Remote deposit of checks by fax or scanned image;
- Personal finance tools for budgeting and planning.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- The bad news that your account balance is below $0;
- Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, locate ATMs;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;
-A downloadable mobile application for iPhone, Android, and Blackberry smartphones to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone, iPad, and Android mobile application.
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements $3.00/month
Check Images with Statements Included
Online Statements Yes
Online Check Images Yes

How To Reach Delta Community Credit Union

Call: 8800-544-3328

About Delta Community Credit Union

Delta Community Credit Union exists to help families reach a level of financial awareness and stability that affords them the peace of mind and time to enjoy a richer life.
We enable our members to enhance their financial lives by providing simple, relevant products and services at a consistently honest value.
Our commitment to continuous financial strength allows us to return earnings back to our members and their communities in tangible ways.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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