Minimum Opening DepositA $2,500.00 deposit is required to open this account.
Monthly Service FeeThe Monthly Service Fee of $20.00 can be waived by: - Maintaining a minimum daily balance of $2,500.00; - Maintaining an minimum combined daily balance of $25,000.00.
Annual Percentage Yield (APY) The account earns 0.10% for balances over $2,500.00 and 0.10% at $10,000.
Debit Cards & Using ATMs
Surcharge-Free ATM AccessL&N Federal Credit Union ATMs can be used surcharge free
Non-affiliated ATM Usage FeeThere is a $1.00 fee each time you use a non-affiliated ATM, plus any fee charged by the ATM owner.
International ATM Usage FeeThere is a $1.00 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneNot Available
Person-to-Person PaymentsPeople Pay-$0.00
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
Online Check ImagesImages of canceled checks can be viewed online.