Minimum Opening DepositA $50.00 deposit is required to open this account.
Account RestrictionsYou must be a senior 55 or older to open this account.
Monthly Service FeeThe Monthly Service Fee of $10.00 can be waived by maintaining $10,000.00 average combined monthly balances in any combination of the following personal accounts:checking, money markets, savings, CDs, IRAs, installment loans and lines of credit. Mortgage balances are excluded from the combines balance calculation AND/OR Bank of Arkansas mortgage with auto-debit
Annual Percentage Yield (APY) The account earns 0.02% interest.
Debit Cards & Using ATMs
ATM Fee Reimbursements1 ATM rebate per statement for non-Colorado State Bank and Trust and non-MoneyPass ATMs
Surcharge-Free ATM AccessSurcharge-free ATM access is available at all MoneyPass ATM locations.No fees.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone, iPad, and Android mobile application.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - Confirmation that bills have been paid; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksFree standard checks of 50% off premium styles
Monthly Paper StatementsThere is no fee to receive Paper Statements
Check Images with Statements
Online StatementsYou can receive monthly statements electronically, but if you do, you will not receive statements by mail.
Online Check ImagesImages of canceled checks can be viewed online for 12 months