"Reward Plus Checking" from City Bank Texas

The Basics

Minimum Opening Deposit
 
$50.00
A $50.00 deposit is required to open this account.
Monthly Maintenance Fee $0.00
Annual Percentage Yield (APY)
 
up to 0.50%
This is a high-yield interest checking account. You can earn 0.50% on balances up to $100,000.00. The rate for balances over $100,000.00 is 0.50%. The rate if you don't qualify for the bonus rate is 0.01%. To qualify for the bonus rate, each month you must:
- Make at least 20 debit card purchases;
- Have at least one automatic payment;
- Log into Online Banking at least once;
- Receive monthly statements electronically;
- Pay at least 1 bills using Online Billpay.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access Yes
ATM Fee Reimbursements
 
Yes
Automatic fee reimbursement, as long as monthly account requirements are met
Rebates are credited to your account at the end of the statement cycle.
To qualify, you must meet the same minimums required to receive other incentives.
Non-affiliated ATM Usage Fee
 
$1.50/per use
There is a $1.50 fee for using a non-City Bank ATM. This fee can be waived by meeting the same minimums required to receive other incentives.
International ATM Usage Fee
 
$1.50/per use
There is a $1.50 fee for using a non-City Bank ATM. This fee can be waived by meeting the same minimums required to receive other incentives.

Receipts may need to be saved and submitted to receive full refunds on oversea transactions.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, this service includes:
- Remote deposit of checks by fax or scanned image;
- Personal finance tools for budgeting and planning;
- Secure online document storage;
- Funds transfers to accounts at other institutions.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- An email to let you know there's a secure message for you in Online Banking;
- Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, transfer funds;
- A mobile-browser website to view account balances, view recent activity, transfer funds;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone, iPad, and Android mobile application.
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
 
Yes
The first order of 'basic' checks is free for all new account holders.
Reorders of 'basic' checks are free for all account holders.
Monthly Paper Statements
 
$5.00/month
There is a $5.00 monthly fee to receive statements by mail.
Check Images with Statements
 
$5.00/month
Images of canceled checks are included in monthly statements.
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online for 12 months.

How To Reach City Bank Texas

Go To Website: City Bank Texas
Call: 8

About City Bank Texas

City Bank has expanded in West Texas to the border community, with two branches in El Paso, a cosmopolitan customer base in Plano, along with the growing suburbs east of Dallas (where our Forney branch is located), and the growing Asian community across Texas. No matter what our customer base happens to be, our focus is always to deliver the same service excellence to every customer and our vision is to be the bank of choice in every community we serve.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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