Minimum Opening Deposit
Account may be opened with a deposit of any amount.
$0.00
Monthly Service Fee
The monthly service fee of $25.00 can be waived by maintaining $10,000 in prior calendar month combined average balances.
$25.00
Annual Percentage Yield (APY)
The account earns 0.01% interest.
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Thank You Rewards Network
This account includes 'Thank You Rewards Network' program to earn points for gifts and other items. There is no annual fee for this card. Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all 7-11 Network ATM locations in the U.S as well as MoneyPass Networks and Publix Super Markets
Yes
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM. This fee is waived when you meet the account's minimum balance requirements.
$2.50/per use
International ATM Usage Fee
There is a $2.00 fee for using an international ATM if the same requirements to waive the monthly service fee are not met. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPod touch, and Android mobile application.
Free
Person-to-Person Payments
PopMoney
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Bill Payment Alerts.- Check payment and check tracking Alerts.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
First order is waived.
Yes
Monthly Paper Statements
$5.00 Fee for obtaining a statement copy from the previous statement cycle; free statements are available online
$5.00/month
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 18 months.
Yes
Overdrawing the Account
Returned Item Fee
$34.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection:- Checking Plus Line of Credit that transfers money in $100 increments from a line of credit you open to your checking account.- Safety Check, a service which links your money market or savings account.Both options cost $10 per transfer for each time they are used.