Minimum Opening DepositA $100.00 deposit is required to open this account.
Account RestrictionsYou must be a senior 50 or older to open this account.
Monthly Service FeeThe Monthly Service Fee of $2.00 can be waived by maintaining an average daily balance of $1,000.00.
Annual Percentage Yield (APY) The account earns 0.05% for balances over $1,000.00 and 0.05% at $10,000.
Debit Cards & Using ATMs
Non-affiliated ATM Usage FeeThere is a $2.00 fee each time you use a non-affiliated ATM.
International ATM Usage FeeThere is a $2.00 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, receive alerts, locate ATMs; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone, iPad, and Android devices.
Person-to-Person PaymentsPopMoney-$0.50 per transaction
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksThe first order of 'basic' checks is free for seniors.
Monthly Paper Statements
Check Images with Statements
Online Check ImagesImages of canceled checks can be viewed online for 6 months.