Minimum Opening DepositA $500.00 deposit is required to open this account.
Monthly Service FeeThe Monthly Service Fee of $12.00 can be waived by maintaining a minimum daily balance of $7,500.00.
Annual Percentage Yield (APY) The account earns 0.01% for all balances
Debit Cards & Using ATMs
ATM Fee ReimbursementsForeign ATM fees of up to $20.00 per monthly statement cycle will be refunded if at least one direct deposit per month posted
Non-affiliated ATM Usage FeeThere is a $2.50 fee each time you use a non-affiliated ATM.
International ATM Usage FeeThere is a $2.50 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, receive alerts; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Deposit Checks with Mobile PhoneMobile Check Deposit is available on iPhone, iPad and Android mobile devices.
Person-to-Person PaymentsFree Person to Person payments available
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - When your balance changes.
These alerts can also be received via text.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksFree checks when at least one direct deposit per month posts to your account during monthly cycle
Monthly Paper Statements
Check Images with Statements
Online Check ImagesImages of canceled checks can be viewed online for 18 months.
Overdrawing the Account
Initial Returned Item FeeMorrill & Janes Bank's Overdraft Privilege service pays your non-sufficient funds checks and fees up to a preapproved limit. There is an Insufficient Funds Fee of $35.00 per overdraft.
Note: There is a maximum NSF fee of $175.00 per business day
Overdraft ProtectionThis checking account has one option for Overdraft Protection.From a linked Savings Account: - Transfer fee of $10.00. The transfer fee is charged per transaction; - Funds are transferred to bring the account balance to $0.00.
About Bank of Blue Valley
From Morrill & Janes Banks site: We are Morrill & Janes Bank, the first state chartered bank in Kansas, doing business since 1871. We have a long history of community involvement and customer satisfaction. A leader in commercial and retail banking. Caring and knowledgeable staff. Innovative but affordable services. We are good stewards of our customers assets and financial needs. Truly a different kind of bank. Morrill & Janes has branch locations in Kansas and Missouri and offers personal, commercial and business deposit and loan services. They are now called Bank of Blue Valley