Minimum Opening DepositA $25.00 deposit is required to open this account.
Monthly Service FeeAvoid the $4.95 monthly maintenance fee by enrolling in Preferred Rewards and qualifying for the Gold, Platinum or Platinum Honors tier
Debit Cards & Using ATMs
Debit Card with Rewards2 programs available-BankAmeriDeals lets you choose the cash back deals you want and get cash back into your account when you pay for purchases with your debit card. Keep the Change lets you save effortlessly as purchases are rounded up the nearest dollar and the difference is deposited from your checking to your savings account
Non-affiliated ATM Usage FeeThere is a $2.50 fee each time you use a non-affiliated ATM.
International ATM Usage FeeThere is a $5.00 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to receive alerts; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone, and Android application to view account balances, view recent activity, transfer funds, pay bills, deposit checks, locate ATMs; - A BlackBerry application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone, iPad, Android, Android tablet, and Windows Phone mobile application.
Person-to-Person PaymentsZelle is a person-to-person payment service built into the bank's mobile app that enables you to send money to a person using their email address or mobile phone number. The recipient gets a message with instructions to complete the payment.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - The bad news that your account balance is below $0; - Reminders that bills are coming due for payment; - Confirmation that bills have been paid; - Priority Online Account notifications (i.e., change of password).