Minimum Opening DepositA $50.00 deposit is required to open this account.
You must be a senior 55 or older to open this account.
Account RestrictionsYou must be a senior 55 or older to open this account.
Monthly Service FeeThe Monthly Service Fee of $15.00 can be waived by maintaining $10,000.00 average combined monthly balances in any combination of the following personal accounts:checking, money markes, savings, CDs, IRAs, installment loans and lines of credit. Mortgage balances are excluded from the combines balance calculation AND/OR Bank of Arkansas mortgage with auto-debit
Annual Percentage Yield (APY) The account earns 0.02% interest.
Debit Cards & Using ATMs
ATM Fee Reimbursements$0.00, and 1 fee rebate at an ATM outside the network per statement cycle
Non-affiliated ATM Usage Fee
International ATM Usage FeeThere is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone, iPad, and Android mobile application.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - Confirmation that bills have been paid; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksFree initial supply of standard checks or 50% off premium styles
Monthly Paper Statements
Check Images with Statements
Online StatementsYou can receive monthly statements electronically, but if you do, you will not receive statements by mail.
Online Check ImagesImages of canceled checks can be viewed online.
About Bank of Albuquerque
"Bank of Albuquerque - Long Live Your Money." Bank of Albuquerque offers financial services at over 20 locations in the Albuquerque area. Part of the BOKF Corp family of banks, they offer checking, savings, loan, investment, and wealth management services to individuals and companies throughout New Mexico. From BOFK's website: "[Our] vision is to provide sophisticated nationally competitive products with personal responsive client service."