Minimum Opening DepositA $50.00 deposit is required to open this account.
Monthly Service FeeThe Monthly Service Fee of $10.00 can be waived by: - Maintaining a $1,000.00 minimum daily balance; OR by meeting the same requirements to earn the higher interest rate.
Interest RateThis is a high-yield interest checking account. You can earn 1.15% on balances up to $30,000.00. The rate for balances over $30,000.00 is 0.05%. The rate if you don't qualify for the bonus rate is 0.05%. To qualify for the bonus rate, each month you must: - Make at least 12 debit card purchases; - Receive monthly statements electronically; - Have at least one direct deposit; - Be enrolled in online banking.
up to 1.15%
Debit Cards & Using ATMs
ATM Fee ReimbursementsRebates can be earned by performing the following monthly requirements: - Having at least one direct deposit; - 12 debit card transactions; - Being enrolled in online banking and eStatements.
This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits: - Up to $2.00 per transaction; - Rebates for up to 5 transactions per month. Rebates are credited to your account at the end of the statement cycle.
Non-affiliated ATM Usage FeeThere is a $2.00 fee each time you use a non-affiliated ATM after 5 users per month.
International ATM Usage FeeThere is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 2.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills.
Deposit Checks with Mobile PhoneThis feature is available on iPhone, iPad, and Android mobile applications.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - when a specific check clears.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with StatementsImages of cancelled checks may be included in monthly statements for $4.00 per month. This fee is waived if you keep a balance of $500 or more in this account.