"Performance Checking" from BancorpSouth

The Basics

Minimum Opening Deposit
 
$50.00
A $50.00 deposit is required to open this account.
Monthly Maintenance Fee
 
$10.00
The Monthly Service Fee of $10.00 can be waived by:
- Maintaining a $1,000.00 minimum daily balance;
OR by meeting the same requirements to earn the higher interest rate.
Annual Percentage Yield (APY)
 
up to 1.15%
This is a high-yield interest checking account. You can earn 1.15% on balances up to $30,000.00. The rate for balances over $30,000.00 is 0.05%. The rate if you don't qualify for the bonus rate is 0.05%.
To qualify for the bonus rate, each month you must:
- Make at least 12 debit card purchases;
- Receive monthly statements electronically;
- Have at least one direct deposit;
- Be enrolled in online banking.

Debit Cards & Using ATMs

Debit Card $0.00/yr
ATM Fee Reimbursements
 
Yes
Rebates can be earned by performing the following monthly requirements:
- Having at least one direct deposit;
- 12 debit card transactions;
- Being enrolled in online banking and eStatements.

This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits:
- Up to $2.00 per transaction;
- Rebates for up to 5 transactions per month.
Rebates are credited to your account at the end of the statement cycle.
Non-affiliated ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a non-affiliated ATM after 5 users per month.
International ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 2.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, this service includes:
- Remote deposit of checks by fax or scanned image;
- Personal finance tools for budgeting and planning;
- Secure online document storage.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- Notice of deposits or withdrawals over a certain threshold;
- when a specific check clears.
Online Bill Pay
 
Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills.
Deposit Checks with Mobile Phone
 
Free
This feature is available on iPhone, iPad, and Android mobile applications.
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements $2.00/month
Check Images with Statements
 
$4.00/month
Images of cancelled checks may be included in monthly statements for $4.00 per month. This fee is waived if you keep a balance of $500 or more in this account.
Online Statements Yes
Online Check Images Yes

How To Reach BancorpSouth

Go To Website: BancorpSouth
Call: 81-888-797-7711

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

Help us locate banks and credit unions nearby and tell us what types of accounts to include

 
Zipcode
Is this zip code?
Find banks within
Cancel Continue