"Smart Money Checking" from BMO Harris Bank

The Basics

Minimum Opening Deposit
 
$25.00
A $25.00 deposit is required to open this account.
Monthly Maintenance Fee
 
$5.00
The Monthly Service Fee of $5.00 can be waived if customer is under the age of 25

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
Unlimited fee-free transactions at over 40,000 Allpoint Network ATMs nationwide
Non-affiliated ATM Usage Fee
 
$3.00/per use
There is a $3.00 fee each time you use a non-affiliated ATM
International ATM Usage Fee
 
$3.00/per use
There is a $3.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, Harris offers Total Look, a personal finance aide that allows you to track all of your Harris and non-Harris accounts, including credit cards, mortgages, and investments.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- An email to let you know there's a secure message for you in Online Banking; Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs and branches, and deposit checks;
- An iPhone and iPad application to view account balances, view recent activity, transfer funds, deposit checks, pay bills, locate ATMs and branches;
- An Android application to view account balances, view recent activity, transfer funds, deposit checks, pay bills, locate ATMs and branches.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone, iPad, and Android mobile application.
Person-to-Person Payments
 
Free
$0.00 thru PeoplePay
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
 
Yes
One free welcome package of checks
Monthly Paper Statements
 
$2.00/month
$2.00, waived if you sign up for eStatements
Check Images with Statements
 
$3.00/month
There is a $3.00 monthly fee to receive images of canceled checks with monthly statements. The fee is waived if you select to only receive online statements.
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online.

How To Reach BMO Harris Bank

Go To Website: BMO Harris Bank
Call: 81-800-546-6101

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Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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