Minimum Opening DepositA $25.00 deposit is required to open this account.
Monthly Service FeeThis fee cannot be waived.
Debit Cards & Using ATMs
Simple Cash BackThis account includes 'Simple Cash Back' to put money back into your account based on your debit card usage. There is no annual fee for this card.
Surcharge-Free ATM AccessSurcharge-Free access to your cash at over 40,000 Allpoint Network ATM locations worldwide.No fee
Non-affiliated ATM Usage FeeThere is a $3.00 fee whenever using a non-affiliated ATM.
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, transfer funds; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and deposit checks.
Deposit Checks with Mobile PhoneThis feature is available on Android and iPhone mobile applications.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper StatementsThere is a $3.00 monthly fee to receive monthly paper statements. You must turn off this feature and enroll in online statements to avoid this fee.
Check Images with StatementsYou can choose to receive images of canceled checks in monthly statements for a fee of $5.00 per month. Check images are optional with paper statements.
Online Check ImagesImages of canceled checks can be viewed online for 18 months.
Overdrawing the Account
Negative Balance FeeThere is a $23.00 fee for a negative balance after 7 calendar days with less than a $0.00 balance. After that, this fee is assessed every 7 days with a negative balance.
Returned Item FeeThe Insufficient Funds Fee is $38.00 per overdraft.
*This fee may differ depending on the state you reside in.
Overdraft ProtectionThis checking account has 2 options for Overdraft Protection.From a linked Savings Account: - Transfer fee of $12.00. The transfer fee is charged per day; - Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit: - Transfer fee of $12.00. The transfer fee is charged per day; - Funds are transferred to bring the account balance to $0.00.