"Prepaid Debit Card" from BB&T

The Basics

Minimum Opening Deposit
 
$50.00
A $50.00 deposit is required to open this account.
Monthly Maintenance Fee
 
$5.00
The Monthly Service Fee of $5.00 cannot be waived.

NOTE: BB&T will reduce this fee to $3 for any month in which you have total deposits/loads of at least $1,000.

Debit Cards & Using ATMs

Debit Card with Rewards
 
$0.00/yr
BB&T Deals-earn cash back from participating retailers by using debit card for purchases
Debit Card $0.00/yr
Non-affiliated ATM Usage Fee
 
$3.00/per use
There is a $3.00 fee each time you use a non-affiliated ATM.
International ATM Usage Fee
 
$5.00/per use
There is a $5.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, this service includes:
- Remote deposit of checks by fax or scanned image;
- Personal finance tools for budgeting and planning;
- Secure online document storage;
- Funds transfers to accounts at other institutions.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- Notice of deposits or withdrawals over a certain threshold;
- The bad news that your account balance is below $0;
- Reminders that bills are coming due for payment;
- Confirmation that bills have been paid;
- An email to let you know there's a secure message for you in Online Banking.
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, transfer funds;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone and Android mobile application.
Person-to-Person Payments
 
Free
Zelle
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Unavailable
Free or Discounted Checks No
Monthly Paper Statements
 
$3.00/month
There is a $3 fee for receiving paper statements
Check Images with Statements Not Included
Online Statements Yes
Online Check Images No

How To Reach BB&T

Go To Website: BB&T
Call: 81-800-226-5228

"Prepaid Debit Card" is a Reloadable Debit Card

A reloadable debit card is not associated with a interest earning checking account, but enables cardholders to "load" money onto the card through methods like direct deposit, bank transfers, through some retail outlets and mobile check deposit. Cardholders can spend up to the value placed on their card in stores, online, over the phone and by mail order. The cards can be used to get cash at ATMs. The card issuers provide FDIC insurance, online billpay, purchase protection and other features through their website or mobile app.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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