Minimum Opening DepositA $50.00 deposit is required to open this account.
Monthly Service FeeThe Monthly Service Fee of $5.00 cannot be waived.
NOTE: BB&T will reduce this fee to $3 for any month in which you have total deposits/loads of at least $1,000.
Debit Cards & Using ATMs
Debit Card with RewardsBB&T Deals-earn cash back from participating retailers by using debit card for purchases
Non-affiliated ATM Usage FeeThere is a $3.00 fee each time you use a non-affiliated ATM.
International ATM Usage FeeThere is a $5.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, transfer funds; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on the iPhone and Android mobile application.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - Notice of deposits or withdrawals over a certain threshold; - The bad news that your account balance is below $0; - Reminders that bills are coming due for payment; - Confirmation that bills have been paid; - An email to let you know there's a secure message for you in Online Banking.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper StatementsThere is a $3 fee for receiving paper statements
Check Images with Statements
Online Check Images
"Prepaid Debit Card" is a Reloadable Debit Card
A reloadable debit card is not associated with a interest earning checking account, but enables cardholders to "load" money onto the card through methods like direct deposit, bank transfers, through some retail outlets and mobile check deposit. Cardholders can spend up to the value placed on their card in stores, online, over the phone and by mail order. The cards can be used to get cash at ATMs. The card issuers provide FDIC insurance, online billpay, purchase protection and other features through their website or mobile app.