"Convenience Interest Checking" from American Chartered Bank

The Basics

Minimum Opening Deposit
 
$0.00
There is no deposit is required to open this account online.

There may be a required deposit to open this account in a local branch.
Monthly Maintenance Fee $0.00
Annual Percentage Yield (APY)
 
0.03%
The account earns 0.03% interest.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
Over 20,000 surcharge-free ATM access is available at all MoneyPass ATM locations.
Non-affiliated ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. You can avoid this fee by using any Moneypass ATM.
International ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a ATM in another country. In addition,there might be a fee calculated as a small percentage of your total transaction.

Electronic & Telephone Banking

Online Banking
 
Free
Internet banking includes the standard online banking services as well as person to person payments through Paypal.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- Notice of deposits or withdrawals over a certain threshold;
- Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This mobile deposit application is available for iPhone, iPad and Android devices. There is no charge for using the applications, but customers can only use the application if they fulfill the following requirements:
- Must be a customer for at east 3 months;
- Must have at least 5 transactions/ regular activity posting to the account every month;
- Maintain a minimum average balance of $500 or a combined balance of $2,500 in deposit accounts;
- Have a loan in good standing (if you're a loan client);
- Have minimal overdrafts and returned deposited items.
Person-to-Person Payments
 
Free
People Pay-$0.00

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements Yes
Check Images with Statements Included
Online Statements Yes
Online Check Images Yes

How To Reach American Chartered Bank

Go To Website: American Chartered Bank
Call: 8847.407.2300

About American Chartered Bank

From their "Welcome Letter From President": "[We are] committed to providing outstanding service and "best value" to its individual and commercial clients since inception." Founded in 1987, American Chartered Bank has 15 locations in the Chicago area and offers a full range of financial services to individuals, businesses and small business owners.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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