"Smart Yield Checking" from Amegy Bank

The Basics

Minimum Opening Deposit
 
$50.00
A $50.00 deposit is required to open this account.
Monthly Maintenance Fee
 
$10.00
The Monthly Service Fee of $10.00 can be waived by maintaining an average monthly balance of $500.00. Have direct deposit of payroll, social security, or retirement benefits or two ACH debits. Make at least 10 net signature-based transactions with your Amegy Debit Card every month.
Annual Percentage Yield (APY)
 
up to 0.20%
This is a high-yield interest checking account. You can earn 0.20% on balances up to $25,000.00. The rate for balances over $25,000.00 is 0.10%. The rate if you don't qualify for the bonus rate is 0.05%.To qualify for the bonus rate, each month you must:- Make at least 10 debit card purchases;- Have at least one direct deposit;- Receive monthly statements electronically.
To qualify for the bonus rate, each month you must:
- Make at least 10 debit card purchases;
- Have at least one direct deposit;
- Receive monthly statements electronically.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
You can use the ATMs for Zions, California Bank & Trust, National Bank of Arizona, Nevada State Bank and Vectra surcharge free
Non-affiliated ATM Usage Fee
 
$2.50/per use
6 free non-Amegy Bank ATM transactions per statement cycle, after that there is a $2.50 fee each time you use a non-affiliated ATM.
International ATM Usage Fee
 
$2.50/per use
There is a $2.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- An email to let you know there's a secure message for you in Online Banking;
- Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A mobile-browser website to view account balances, view recent activity, transfer funds;
- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone, iPad, and Android mobile application.
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements
 
$10.00/month
$10.00 fee if receiving Paper Statements instead of e-Statements
Check Images with Statements $5.00/month
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online.

How To Reach Amegy Bank

Go To Website: Amegy Bank
Call: 8888.462.6349

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

Help us locate banks and credit unions nearby and tell us what types of accounts to include

 
Zipcode
Is this zip code?
Find banks within
Cancel Continue