"Interest Checking Account" from Ally Bank

The Basics

Minimum Opening Deposit
 
$0.00
Account may be opened with a deposit of any amount.
Monthly Maintenance Fee $0.00
Annual Percentage Yield (APY)
 
up to 0.60%
The account earns 0.10% interest on balances under $15,000 and 0.60% for balances of $15,000 or more.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
Ally doesn't charge any fees for using ATMs nationwide. In addition, they'll reimburse you up to $10.00 per statement cycle for fees charged by other ATMs
ATM Fee Reimbursements
 
Yes
The account includes reimbursements of any other Bank's ATM fees nationwide for up to $10.00 per statement cycle.
Reimbursements are credited to your account at the end of the statement cycle.
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee Show Details
If you are in a foreign country and use an ATM or make a purchase with your debit card, you may be charged a fee of up to 1% of the transaction amount for the currency conversion and/or cross border transaction.

Electronic & Telephone Banking

Online Banking
 
Free
Ally offers Popmoney, a service that makes it truly simple to send money to anyone in the U.S. All you need is their email address or mobile phone number.
It's simple to make deposits to your Interest Checking account online. Scan and submit your deposit from home using Ally eCheck Deposit. Transfer money online between Ally accounts and non-Ally accounts without a fee. Set up Direct Deposit for your paycheck or Social Security for convenience. Wire transfers and mail are great options too. We even provide postage paid envelopes.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- The bad news that your account balance is below $0;
- Rate alert notifications.
Online Bill Pay
 
Free
In addition to standard online bill pay features, you can make next-day electronic payments to help you avoid late fees.
Mobile & Text Banking
 
Free
This institution supports:
- A mobile-browser website to view account balances, view recent activity, transfer funds between Ally Bank accounts, locate ATMs;
- An iPhone application to view account balances, view recent activity, pay bills, transfer funds between Ally Bank accounts and your accounts at other institutions, and locate ATMs;
- An Android application to view account balances, view recent activity, pay bills, transfer funds between Ally Bank accounts and your accounts at other institutions, and locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone and Android mobile application.
Person-to-Person Payments
 
Free
PopMoney
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free Checks
 
Yes
You get Ally standard checks for free with your Interest Checking Account.
Monthly Paper Statements Yes
Check Images with Statements Not Included
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online for 18 months.

How To Reach Ally Bank

Go To Website: Ally Bank
Call: 81-877-247-ALLY(2559)

About Ally Bank

Banking starts over, here and now. We are Ally Bank. And we believe that banking took a wrong turn somewhere between fees and penalties. So we're using our 90 years of experience to take banking in a new direction: Straightforward.
At Ally, we believe in the quaint concept that it's your money, not ours. That's why we offer rates that are amongst the most competitive, we give you 24/7 access to a real human. You can also depend on no monthly maintenance fees, no minimum deposits to open, and no sneaky disclaimers. It's just the right thing to do. Member FDIC.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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