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Frequently Asked Questions
- Where do you get your information?
We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.
Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions. In addition, we utilize Google's Maps to identify which banks have locations near you.
- How often do you update your information?
We're able to electronically monitor many data elements (e.g., interest rates) and those are updated immediately. Otherwise, we do a full audit of banks' information at least once every 90 days. In most cases, small banks and credit unions maintain the information themselves. We send them monthly reminders to validate their information and remove any information that hasn't been checked within 90 days. Inaccuracies brought to our attention are researched and updated immediately.
- What is a 'branchless or Internet bank'?
A "Branchless Bank" is an institution that does not have any physical bank locations to conduct business with it's customers -- instead it relies on the Internet and other channels.
- What is a 'Student Account'?
A "Student Account" is a checking account with features that appeal to full-time students.
- What is a checking account for people over 50?
Many banks offer checking accounts with features and benefits that appeal to people who are 50 or older. The age thresholds required to qualify for theses accounts varies by bank.
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