"Performance Plus Checking" from Great Western Bank

The Basics

Minimum Opening Deposit
 
$0.00
Account may be opened with a $25 deposit.
Monthly Service Fee
 
$8.00
The Monthly Service Fee of $8.00 can be waived by maintaining a minimum daily balance of $1,000.00.
Interest Rate
 
up to 0.10%
This is a interest-bearing checking account. The account earns 0.05% for balances over $0.00 and 0.10% on balances over $2,500.00.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Non-affiliated ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a non-affiliated ATM. No fee from withdrawals at US Bank or Wells Fargo ATMs.
International ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 1% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with online banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- The bad news that your account balance is below $0.
- Confirmation that an online bill payment has been made.
Activity Download
 
Included with online banking
You may download up to 90 days of transaction history in the following formats:
- Quicken 2007 and higher
- MSMoney 2007 and higher
- Spreadsheet
Online Billpay
 
$0.40/payment
First 30 bills per month are free.
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements Yes
Check Images with Statements Included
Electronic Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online for 60 days.

Overdrawing the Account

Insufficient Funds Fee
 
$33.00/per item
The Insufficient Funds Fee is $33.00 per overdraft.
Overdraft Protection
 
Available
This checking account has 2 options for Overdraft Protection.
From a linked Savings Account:
- Transfer fee of $10.00. The transfer fee is charged per day;
- Funds are transferred in $100 increments.
From a linked Overdraft Line of Credit:
- Transfer fee of $10.00. The transfer fee is charged per day;
- Funds may be transferred in fixed increments. You choose the increment amount.

Savings and Money Market Accounts

High Yield Savings
 
No Fee
'High Yield Savings' requires $50.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.10 % at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.15 % at $25,000.00

How does Great Western Bank Compare?

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How We Get Our Information

We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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