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"Platinum Circle Checking" from Comerica Bank
The Basics
Debit Cards & Using ATMs
This account includes the following debit card reward program options:
- 'EZ Perks Advantages' program to earn points for gifts and other items. There is no annual fee for this card;
- 'EZ Perks Enhanced' puts money back into your account based on your debit card usage. There is no annual fee for this card.
- 'EZ Perks Advantages' program to earn points for gifts and other items. There is no annual fee for this card;
- 'EZ Perks Enhanced' puts money back into your account based on your debit card usage. There is no annual fee for this card.
Non-affiliated ATM Usage Fee
$0.00
There is a $5.00 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Banking
Free
This Email Alert feature enables you to receive:
- Confirmation that a scheduled bill payment has occurred.
- Confirmation that a scheduled bill payment has occurred.
You can download a year of transaction history in the following formats:
- Quicken 2007 and above.
- Quicken 2007 and above.
Online Billpay
Free
Automated Phone Banking
Free
You can access your transaction history directly through Quicken and MS Money.
Checks & Statements
Unlimited Check Writing
Yes
Free Comerica checks.
Monthly Paper Statements
Yes
There is an $1.00 per item fee for each canceled check or image included with your monthly statements after the first 4 checks.
Electronic Statements
Yes
Images of canceled checks can be viewed online for a year.
Overdrawing the Account
The Insufficient Funds Fee is $25.00 for the first overdraft, $33.00 from 2 to 4 overdrafts and $37.00 for subsequent overdrafts.
This checking account has many options for Overdraft Protection.
From a linked savings or money market account, credit card, line of credit, or home equity:
- Transfer fee is tiered, as listed below. The transfer fee is charged per day;
- Funds are transferred to bring the account balance to $0.00 for all forms of protection except credit card, which advances money to the account in $100 increments.
- Transfer fee is tiered, as listed below. The transfer fee is charged per day;
- Funds are transferred to bring the account balance to $0.00 for all forms of protection except credit card, which advances money to the account in $100 increments.
Fees for transfers or advances are as follows:
1st-4th day of transfer: $7
5th-7th day of transfer: $12
+7th day of transfer: $16 per day.
1st-4th day of transfer: $7
5th-7th day of transfer: $12
+7th day of transfer: $16 per day.
Savings and Money Market Accounts
'Statement Savings' requires $50.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.05% at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.05% at $25,000.00
- 0.05% at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.05% at $25,000.00
The account has a monthly service fee of $5.50. This fee can be waived if you qualify as a Senior.
'Money Market Investment Account' requires $50.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.05% at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.05% at $25,000.00
- 0.05% at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.05% at $25,000.00
The account has a monthly service fee of $12.00. This fee can be waived if you:
- Maintain a minimum balance of $2,500.00;
- Maintain a average balance of $5,000.00.
- Maintain a minimum balance of $2,500.00;
- Maintain a average balance of $5,000.00.
'High Yield Money Market Investment Account' requires $50.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.15% at minimum balance to earn interest;
- 0.25% at minimum balance to avoid fees;
- 0.25% at $25,000.00
- 0.15% at minimum balance to earn interest;
- 0.25% at minimum balance to avoid fees;
- 0.25% at $25,000.00
The account has a monthly service fee of $15.00. This fee can be waived if you maintain a minimum balance of $15,000.00.
How does Comerica Bank Compare?
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All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
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